Transform Your Property with a One-of-a-Kind Custom ADU
Discover Financing Options for Your ADU Project
Home Equity Lines of Credit (HELOC)
Tap into the equity of your home to fund your ADU with manageable monthly payments
A custom accessory dwelling unit (ADU) allows you to design a space that perfectly meets your needs, whether it’s for rental income, multigenerational living, or a personal retreat. With a custom ADU, the possibilities are endless.
Lower Rates
Compared to alternatives such as personal loans and credit cards
Fast Funding
Full draw up front with funding in as few as 5 days!
100% Online Application
No need to go to the bank; apply from the comfort of your home
Up to $400k
1st, 2nd or 3rd lien positions with terms of 5, 10, 15 or 30 years!
See Your Rates In a Few Clicks
Without impacting your credit score!
Explore Your Budget with Our Loan Calculator
Curious about how much your ADU will cost? Use our interactive ADU Loan Calculator to estimate monthly payments based on different loan amounts, interest rates, and repayment terms.
Alternative Lenders
HELOCs, Personal Loans & Construction Loans
Up to $500k with terms of up to 30 years and competitive rates
Secured & Unsecured Personal Loans
Up to $100k with terms of up to 12 years
What Are Some Other Types of Financing Available?
Your property deserves a solution that fits your lifestyle, not a one-size-fits-all approach.
If a HELOC is not for you, there are other options available to finance your ADU project. Ask us about other possibilities.
Construction Loans
If you don't have enough equity in your property, a Construction Loan can bridge the gap by tapping into the future equity of your property with the added ADU.
ADU-Specific Loan Programs
Discover financing options designed exclusively for ADUs.
Cash-Out Refinance
Reinvest in your property by refinancing your mortgage for your ADU project.
What We Offer
The Contemporary Tiny Homes Difference
At Contemporary Tiny Homes, we specialize in building ADUs that are as unique as you are. From initial planning and permitting to construction and finishing, we manage every step to ensure your custom ADU exceeds expectations. Our designs focus on comfort, functionality, and sustainability.
Frequently Asked ADU Financing Questions
Get Answers to You Questions About Design, Construction, and More
What is a Custom ADU?
Also known as granny flat or in-law suite, a custom ADU is a fully personalized accessory dwelling unit designed to meet your specific needs, style, and property layout.
What permits and approvals are needed to build a Custom ADU?
You’ll need zoning, building, electrical, and plumbing permits, which vary by municipality. We'll work to obtain those for you from your town's authorities having jurisdiction.
What is the process for building a Custom ADU?
Our process includes initial consultation, custom design, permitting, and construction—all managed by our experienced team.
Can I leverage the equity from a different property I own?
Yes! HELOCs are very flexible. You can finance your ADU by getting a HELOC on a property at a different address.
Can I use part of the HELOC funding for other things besides the ADU construction?
Yes! HELOCs are very flexible. You can get additional funding for furniture, moving expenses, or even expenses that are unrelated to the ADU, such as pending medical bills.
If I don't have enough equity in my home, am I still able to obtain financing?
Yes! Besides HELOCs, our lenders offer secured and unsecured personal loans as well as construction loans.
Ready to Design Your Perfect Custom ADU?
Take the first step toward creating your Custom ADU! Schedule a free consultation today, and let our ADU experts help you design the ideal solution tailored to your space and lifestyle.
Looking For Something Different? Explore Our Tiny Home Models
Studio tiny homes are ideal for minimalist living,
combining functionality and simplicity into a compact design. With an open floor plan, a studio tiny home maximizes every inch, making it an ideal solution for individuals seeking a cozy retreat or an affordable living solution.
1-bedroom tiny homes offer a balance between efficiency and privacy, with a separate bedroom space that enhances comfort and functionality. Ideal for individuals or couples, this design provides a private sleeping area while maintaining a cozy, open living space.
2-bedroom tiny homes are perfect for small families or those who need a little extra space. Two separate bedrooms offer flexibility for guests, children, or a home office. These homes provides all the functionality of a traditional house in a much smaller footprint.
Email [email protected]
Phone 860-TINY-HOM (es)
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Connecticut's New Home Construction Contractor License: #NHC.0017654
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